. "0"^^ . "(economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance); \"insurance companies are exposed to a moral hazard if the insured party is not honest\""@en-us . . "moral hazard"^^ . . "0"^^ . "112571622"@en-us . "109595828"@en-us . . . . . . . . "114542579"^^ . "moral hazard"@en-us . . . "14542579-n"^^ .