"112640627"@en-us . . "0"^^ . "direct loan"@en-us . . . "direct loan"^^ . "0.375"^^ . . . "13399379-n"^^ . . . . "a loan by a lender to a customer without the use of a third party; direct lending gives the lender greater discretion in making loans"@en-us . "113399379"^^ . .